Settling a Development Site

  • From $2 – 50+ million

  • Facility limits up to 70% LVR

  • Maximum Loan to Cost Ratio’s up to 80%

  • Bank margins commencing at 1.50% with line fees from 1.50%

  • Non bank funds from 9.75% with a 1% Loan Management Fee;

  • No pre-sales requirements for approved projects;

  • Responses within 1-2 days of all information being received

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Small Residential Projects Requiring Senior Debt

  • Typically $2 – 20 million

  • Maximum Loan to Cost Ratio’s up to 90%+

  • Margins ranging from 9%+ upwards

  • Lower and No pre-sales solutions for suitable projects;

  • Responses within 3-5 days of all information being received.

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Medium to Large Residential Projects

  • Typically $20 – $100 million

  • Maximum Loan to Cost Ratio’s up to 85%+

  • Typical types of projects include residential, retail and commercial

  • Loan establishment fees ranging from 1% - 2.75%

  • Typical pre-sales requirements ranging from 25% - 80%

  • Responses within 3-5 days of all information being received.

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Mezzanine Debt & Preferred Equity

  • Typically $3 – 10 million

  • Maximum Loan to Cost Ratio’s up to 95%

  • Margins ranging from 13%+ upwards

  • Establishment Fees of 4-5%

  • Responses within 3-5 days of all information being received.

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Junior Debt & Preferred Equity

  • Typically $2 – 20+ million

  • Est Fees of 5% reducing for larger transactions

  • $15K up front work fee with balance of the fee capitalised to the Facility


Commercial Investment Loans

  • Typically $1 – $15 million

  • Loan to cost ratio typically ranging from 65% - 70%. 100% for Mezzanine Debt.

  • Interest Cover Ratio ranging from 1.2% - 1.5%

  • Responses within 1-2 days of all information being received.

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Residual Stock Loans

  • Typically $1 – 10 million

  • Facility limits generally 65% LVR however we have provided up to 80%LVR in some cases

  • If suited for a bank then margins commencing at 1.50% with line fees from 1.50%

  • Establishment fees from 1.5% -3%

  • Responses within 1-2 days of all information being received.